What is the Affordable Care Act and What's the Impact on Consumers?

By now, most Americans have probably heard a lot about the Patient Protection and Affordable Care Act (Affordable Care Act), consumers still have many questions. This video, produced by the National Association of Insurance Commissioners (NAIC), addresses many of the questions and explains how state insurance departments across America (including Tennessee insurers) are an important resource for those still needing assistance.

Tennessee Insurance: Who are the Top Ranked Health Insurance Companies in TN?


Tennessee has a wide array of health insurance providers to choose from. Below is a listing of the top companies in the volunteer state, ranked by market share.

  1. BCBS of TN Inc. 
  2. United Health Care Plan of the River Valley
  3. Healthspring of TN Inc.
  4. Humana Ins. Co.
  5. UnitedHealthcare Ins. Co.
  6. Windsor Health Plan Inc.
  7. Aetna Life Ins. Co.
  8. Cigna
  9. American Family Life Assur Co. of Col. (AFLAC—you know, the one with the duck.)

Tennessee Insurance Companies: Health Insurance Listings

Looking for insurance in Tennessee. Here's a list of companies offering individual health insurance and HIPAA policies in Tennessee. When calling for price quotes, you need to specify that you are seeking a “HIPAA” or “guaranteed issue” plan.

This list may not be complete and changes in those companies offering individual health products occur frequently. We are not recommending any company on this list

Aetna Life Insurance Company

151 Farmington Avenue Hartford, CT 06156 
(800) My Health 

American Community Mutual Ins. Co. 39201 Seven Mile Rd. Livonia, MI 48152-1094 
(800) 991-2642 

Tennessee Insurance Tips: Protect Holiday Gifts with a Home Inventory and Insurance Smarts

Tennessee Insurance Hub's Tip of the Day

Americans overwhelmingly value home protection, yet many lack the proper knowledge and documentation to protect their possessions, including newly acquired holiday gifts. This comes from new research by Allstate Insurance Company, which also found that most Americans consistently employ safety precautions - such as locking doors and windows (92 percent) and testing smoke detectors (78 percent) - but fall short of home inventories.

As US Census data shows an increasing household size, Allstate's research reveals one-third of Americans (33 percent) have "significantly" or "somewhat" increased household possessions over the past two years. Despite this, few are adding to their insurance protection with increased coverage (20 percent) or a lower deductible (8 percent). Forty-two percent of Americans have made at least one major purchase within the past two years, yet almost half of those (45 percent) never contacted their insurance company to discuss coverage for those purchases. Furthermore, fewer than two-in-three (62 percent) Americans who say they have valuable items in their homes also said they have insurance coverage for them.

Words to Know Before Buying Auto Insurance

Before you contact an auto insurance company, know what you're talking about. Here are some basic words you should familiarize yourself with before purchasing auto insurance.
Conditions  Explanations in the policy of your responsibilities and the company's; for example, how claims are to be filed and what proofs you must submit with your claim.

Tips to Save on Auto Insurance

Want to save on your automobile insurance? Here are some tips to saving big on your car coverage.

Comparison Shop.
Prices for the same coverage can vary significantly from company to company. You should get at least three different quotes. Call your state insurance department for ideas about companies and agents to contact. To find a listing for your state’s department, visit the National Association of Insurance Commissioners' (NAIC) web site.

Top 10 Most Stolen Vehicles in Tennessee

If you're in Tennessee (a state where auto insurance is required by law), you might want to keep a close eye on your vehicle if it's listed below. According to the National Insurance Crime Bureau, these are the 10 most stolen vehicles (cars and trucks) in the volunteer state.

1. Chevrolet Pickup (Full size)
2. Honda Accord
3. Ford F150 Series/Pickup
4. Chevrolet Pickup (S-10)
5. Dodge Ram
6. GMC Pickup (Full Size)
7. Honda Civic
8. Toyota Camry
9. Ford Taurus
10. Oldsmobile Cutlass/Supreme/Ciera

Stats from National Insurance Crime Bureau